You pay only what you can afford
We can turn your debts into one single affordable monthly payment.
Tailor-made to suit you
Our advisers will go through your income and expenditure with you and agree an affordable monthly payment that allows for all your day-to-day living expenses.
We deal with your creditors
We take care of all the paperwork, deal direct with your creditors and negotiate reduced repayment arrangements on your behalf.
We aim to freeze or reduce interest and charges
Our strong working relationships with the major creditors mean that we can often persuade your creditors to freeze or reduce interest and charges.
One single point of contact
Once on the Debt Management Programme you’ll have your own Personal Finance Manager who is available to give expert help and guidance whenever you need it.